I’ve never been able to. I’ve tried:
Keeping receipts, text file on laptop, trying to keep track… too absent minded. Forget one receipt, it’s all off.
Bank app on phone? Phone stolen last year, wary.
Weekly visit to atm to check balance? Forget pin, can’t remember, locked out of account.
Paying for everything with cash might work, but unsafe neighborhood. And I forget where cash is, random $20 bills found in bizarre locations months later.
At my wit’s end. Any adhd people experience similar?
Banking apps generally require you use a biometric ID or enter a password to open them. If your bank’s app doesn’t, find a new bank.
OTOH, you shouldn’t need to rely on an app to keep your phone secure. I recommend setting your phone to require a PIN or fingerprint to unlock it. Then having your phone stolen isn’t a security risk.