I’ve never been able to. I’ve tried:
Keeping receipts, text file on laptop, trying to keep track… too absent minded. Forget one receipt, it’s all off.
Bank app on phone? Phone stolen last year, wary.
Weekly visit to atm to check balance? Forget pin, can’t remember, locked out of account.
Paying for everything with cash might work, but unsafe neighborhood. And I forget where cash is, random $20 bills found in bizarre locations months later.
At my wit’s end. Any adhd people experience similar?
Here’s how I would approach this problem:
Dedicate 110% of my time to writing code to analyse every transaction and categorise it, and export to whatever format is required. Use it for about 2 months, maintaining the code and adding different categories. Quit using it after 3 months because my habits changed and just deal with the ambiguous financials indefinitely.
I hope there is better advice here.