• qjkxbmwvz@startrek.website
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    3 months ago

    My kiddo is just a toddler, but in our VHCOL area, at this age the only thing that really matters is childcare expenses. If we had family/grandparents taking care of them, the additional cost would be pretty minimal, in the scheme of things.

    The max contribution to dependent FSA (tax free account for daycare) is a joke, less than 2mo of care.

    The material things we’ve needed probably amount to less than one month of daycare expenses (diapers notwithstanding).

    Saving for college, on the other hand…