Unless you’re retiring in the next 5-10 years, it’s probably best to stand pat or shift some % out of large-cap funds to mid-caps. But the old adage usually holds true: “time in the market beats timing the market.” In other words, pulling it all out is way harder to get right than just leaving it in.

(Your choice- I am not a financial advisor)

Yes, my old LG external drive bought at Best Buy has worked fine ripping Blu Rays for years.