My t440s is 10 years now. Still going strong as my main and only computer. Although, those frame.works’s look really nice.

You just update DNS entry if your ip changes (automatically over api ofc)

2. Some are easy like mam
3. I am using all my private trackers with VPN. Some even encourage that.

Never worry about backups or lost data etc, as the provider would take care of it

This is not how it works. You still have to backup your data!

Your account can be closed due to various reasons, you accidentally delete files, some malware deletes files without you noticing it before it is too late.

A friend of mine lost some important data because of the ovh server container fire incident. Ovh had no backups.

Having had massive problems using normal swap in combination with zfs in out of memory situations with high memory pressure I now only - but as default - use zram on bare-metal machines.

But if not (for disaster recovery only) it is pretty cheap. Like 1$/TB/month.