• RedAggroBest@lemmy.world
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      11 months ago

      The calculator probably doesn’t think that much when it’s basically supposed to be an ad for a bank

    • qjkxbmwvz@lemmy.sdf.org
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      11 months ago

      The home insurance covers the home, so it’s useful for all interested parties (owner, possibly bank).

      Even if the bank doesn’t have any interest in the house (cash sale/no mortgage), I would absolutely want to insure the house!

      Owning a house means you don’t pay rent, but you do have to pay taxes and, unless you really want to gamble, insurance.